Payments, subscriptions and billing that reconcile themselves
Customers pay in one step, and the invoice and the books follow on their own.
Use case · A B2B training company billing every month
Getting paid without chasing
A composite of the projects we take on: the problem, what we built, and what changed. Pick an act to jump the film to it.
Who it is for
Is this you?
- Businesses still sending invoices and reminders by hand
- Subscription products losing revenue to failed renewals
- Fintech founders building wallets, lending or investing apps
What you get
- Checkout with UPI, cards, net banking and wallets
- Subscriptions, trials and plan changes
- Automatic invoices with GST details
- Webhooks, retries and reconciliation
- Refunds, payouts and admin tools
- KYC and compliance integrations
Built with
- Razorpay
- Stripe
- PayPal
- Cashfree
- UPI
- Node.js
- PostgreSQL
- Zoho Books
What we cover
Payments & fintech, in detail
Pick one part or the whole set. We scope only what your problem needs.
Payments
- One-time checkout and payment links
- UPI, cards, net banking and wallets
- International cards and currencies
- Refunds and partial captures
Billing
- Subscriptions and usage-based plans
- Invoices with tax details
- Failed-payment retries and reminders
- Sync with your accounting software
Fintech products
- Wallets and stored value
- Lending and investment apps
- Virtual cards through issuing partners
- Double-entry ledgers
Compliance and safety
- Card data kept with the gateway (small PCI DSS scope)
- KYC and AML provider integration
- Audit trails on every money movement
- Encryption and access controls
How it runs
From first call to payments & fintech in production
You see working software early and can change direction while it is still cheap.
- 01
Map the money
We trace how money moves today, from quote to payment to the books, and where it gets stuck. - 02
Choose the rails
We pick the gateway and methods that fit your customers, fees and settlement needs. - 03
Build and test
We build checkout, billing and webhooks, and test every failure case in the gateway's sandbox. - 04
Go live and reconcile
We launch, watch the first payments closely and confirm the books match every day.
Questions
Payments & fintech: what people ask
Which payment gateway should we use?
In India, Razorpay or Cashfree usually fit best. For international customers, Stripe or PayPal. We compare fees, methods and settlement times for your case.
Do card details touch our servers?
No. We use the gateway's hosted checkout or secure fields, so card numbers go straight to the gateway and your compliance scope stays small.
Can you build a wallet or lending app?
Yes, on top of licensed partners such as banks, NBFCs or payment aggregators. We build the product, ledger and integrations, and tell you early which licences or partners the idea needs.
Planning payments & fintech work?
Tell us where things get stuck today. We will reply with a plan, not a pitch.